Our Insurance Cover Explained
Adult Industry - From Manufacturing to Retail, Wholesale and Drop Shipping, we offer a bespoke package to ensure your requirements are met protection your business from loss which may affect the financials of your company.
Production and Film Crews - An all-encompassing policy with the flexibility to cater for overseas shoots. Ensures all your valuable camera and lighting equipment is covered along with the contingent liability in respect of actors/actresses.
Late Night, Entertainment Venues and Clubs - A specific policy catering for licensed and unlicensed venues. You have the option to extend to include loss of licence and seasonal stock increase.
Saunas/Spas - Niche markets for those premises offering spa/sauna facilities that some insurers shy away from due to the increased fire risk.
Public Liability - Covering Third Party Property Damage and Injury caused by the business.
Products Liability - Third Party Property Damage and Injury as a result of the product you manufacture or retail. Can cater for businesses who import or export from outside the UK.
Employers Liability - A requirement by Law if of Limited Company status. Covers any claims bought against the company as a result of negligence.
Commercial Combined - A policy which has the ability to include or exclude covers you may or may not require which can include:
- Property Damage - Buildings, Contents, Stock, Deterioration of Stock
- Business Interruption - Loss of Gross Profit, Loss of Revenue, Increased Cost of Workings basis
- All Risks
- Goods and Transit
- Public and Products Liability
- Legal Expenses